BankSync MCP Server

Talk to your bank data. Connect AI agents to real bank accounts — transactions, balances, investments, and loans — across 15,000+ financial institutions.

BankSync MCP is an open Model Context Protocol server with 28 tools that gives Claude, ChatGPT, Cursor, VS Code, and other AI agents secure, read-write access to your financial data. Sync to Notion, Google Sheets, and Airtable — all through conversation.

Website · Docs · Setup Guides · Quick Start · Tools Reference

Quick Start

Get your API key at banksync.io/developers. BankSync runs as a remote MCP server — no install required:

URL:       https://mcp.banksync.io
Transport: Streamable HTTP
Header:    X-API-Key: your-key

Setup

Claude Desktop

Add to ~/Library/Application Support/Claude/claude_desktop_config.json:

{
  "mcpServers": {
    "banksync": {
      "type": "http",
      "url": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "your-key"
      }
    }
  }
}

Claude Code

claude mcp add --transport http banksync https://mcp.banksync.io \
  --header "X-API-Key: your-key"

Cursor

Add to .cursor/mcp.json:

{
  "mcpServers": {
    "banksync": {
      "url": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "your-key"
      }
    }
  }
}

VS Code (Copilot)

Add to .vscode/mcp.json:

{
  "servers": {
    "banksync": {
      "type": "http",
      "url": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "your-key"
      }
    }
  }
}

Windsurf

Add to ~/.codeium/windsurf/mcp_config.json:

{
  "mcpServers": {
    "banksync": {
      "serverUrl": "https://mcp.banksync.io",
      "headers": {
        "X-API-Key": "your-key"
      }
    }
  }
}

npm package (stdio fallback)

For clients that don't support remote HTTP servers, use the npm package as a local bridge:

npx -y @banksync/mcp              # Node.js
pip install banksync-mcp && banksync-mcp  # Python

Set BANKSYNC_API_KEY=your-key as an environment variable. The package bridges stdio to https://mcp.banksync.io automatically.

Example config (any stdio client):

{
  "mcpServers": {
    "banksync": {
      "command": "npx",
      "args": ["-y", "@banksync/mcp"],
      "env": {
        "BANKSYNC_API_KEY": "your-key"
      }
    }
  }
}

Setup guides for all clients: banksync.io/developers/mcp-setup

What You Can Do

Ask your AI agent questions like:

"What were my biggest expenses last month?"
"How much do I have across all my accounts?"
"Show my investment portfolio performance"
"Sync my transactions to Notion every week"
"What's my outstanding loan balance?"

Tools

28 tools across 7 categories. Full reference with parameters and examples: docs/TOOLS.md

Category	Tools	What They Do
Discovery	`get_data_type_schema`, `list_feed_sources`	Discover available fields and feed source types
Workspace	`list_workspaces`, `get_workspace`, `list_integrations`, `delete_integration`	Manage workspaces and connected destinations
Banks	`list_banks`, `get_bank`, `create_bank_link`, `connect_bank`, `delete_bank`	Connect and manage bank connections
Accounts	`list_accounts`, `get_account`	Fetch live account data from institutions
Financial Data	`get_transactions`, `get_balance`, `get_holdings`, `get_trades`, `get_loan`	Query transactions, balances, investments, loans
Feeds	`list_feeds`, `get_feed`, `create_feed`, `update_feed`, `validate_feed`, `delete_feed`	Build automated data pipelines
Jobs	`list_jobs`, `get_job`, `trigger_sync`, `cancel_job`	Run and monitor sync jobs

How It Works

AI Agent (Claude, ChatGPT, Cursor, ...)
    ↓ Streamable HTTP
mcp.banksync.io (Cloudflare Workers)
    ↓ Bank APIs
Plaid (US/UK/CA) · Basiq (AU/NZ)
    ↓ Sync
Notion · Google Sheets · Airtable

See docs/ARCHITECTURE.md for details.

Typical Workflow

1. list_workspaces          → find your workspace
2. list_banks               → see connected banks
3. list_accounts            → discover accounts
4. get_transactions         → fetch financial data
5. list_integrations        → find your Notion/Sheets connection
6. get_data_type_schema     → discover available field mappings
7. create_feed              → set up an automated pipeline
8. trigger_sync             → run it

Data Sources

Provider	Coverage	Data Types
Plaid	US, UK, Canada — 12,000+ institutions	Transactions, balances, investments, loans
Basiq	Australia, New Zealand — 3,000+ institutions	Transactions, balances
Email extraction	Global	AI-extracted structured data from forwarded emails
File upload	Global	AI-extracted data from PDFs, images, documents

Sync Destinations

Destination	Capabilities
Notion	Sync to Notion databases
Google Sheets	Sync to spreadsheets (row or column direction)
Airtable	Sync to Airtable tables

Security

API key authentication — keys scoped per workspace
All data encrypted in transit (TLS)
Role-based permissions (owner/admin/editor/viewer)
BankSync never stores banking credentials — delegated to Plaid/Basiq
Stateless MCP transport — no session data persisted

See SECURITY.md for our security policy and vulnerability reporting.

Debugging

Use the MCP Inspector to test and debug the server:

BANKSYNC_API_KEY=your-key npx @modelcontextprotocol/inspector npx -y @banksync/mcp

Or connect the inspector directly to the remote server:

npx @modelcontextprotocol/inspector --url https://mcp.banksync.io --header "X-API-Key: your-key"

Documentation

Doc	Description
docs/TOOLS.md	Complete tools reference with parameters and examples
docs/ARCHITECTURE.md	Architecture, transport, and deployment details
docs/AGENTS.md	Guide for AI agents: best practices, prompt patterns, workflows
CLAUDE.md	Context for AI coding assistants working on this repo
SECURITY.md	Security policy and vulnerability reporting
banksync.io/developers	Full API documentation
banksync.io/developers/mcp-setup	Per-client setup guides

Privacy Policy

BankSync's privacy policy is available at banksync.io/privacy. BankSync never stores banking credentials — authentication is delegated to Plaid and Basiq. API keys are scoped per workspace and all data is encrypted in transit.

License

MIT — see LICENSE.