Indonesia Payments MCP — server MCP agar agen AI bisa menerima pembayaran di Indonesia

Use it in 60 seconds

Paste this into your MCP client config (Claude Desktop, Cursor, Windsurf, or any MCP-capable agent):

{
  "mcpServers": {
    "indonesia-payments": {
      "type": "http",
      "url": "https://mcp-id.wishpool.app/mcp"
    }
  }
}

Nothing to install. Credentials, when you need them, travel as HTTP headers on each request and are never stored — see the threat model.

Or run it yourself

Would you rather not send production credentials to a server you do not control? Deploy this identical code to your own account and point your agent at your own URL:

git clone https://github.com/junter1989k-ai/indonesia-payments-mcp && cd indonesia-payments-mcp && npx vercel --prod

MIT-licensed. Self-hosting removes us from the picture entirely, at no cost and with no loss of function.

Live · MCP endpoint: https://mcp-id.wishpool.app/mcp · Listed on the official MCP Registry as app.wishpool/indonesia-payments-mcp · Sister servers: Taiwan · Japan · Korea · India

English below. / Bahasa Indonesia di bawah.

A remote MCP server that lets any AI agent (Claude, ChatGPT, Cursor…) accept payments in Indonesia:

📱 GoPay / QRIS / ShopeePay / DANA — the e-wallet & QR rails Indonesia actually uses
🏦 Bank transfer virtual accounts — BCA / BNI / BRI / Permata / Mandiri (echannel)
🏪 Alfamart / Indomaret — cash payment codes at convenience stores
💳 Credit card
🔍 Payment status check — pull-based, no webhook needed; no confirm step, payment completes automatically

v0.1 routes through Midtrans Snap, a major Indonesian payment gateway with a hosted checkout page. The provider registry is built for aggregation — more Indonesian gateways join behind the same tools.

⚖️ Stateless translation layer: funds always flow buyer → Midtrans → merchant directly. This server never holds, moves, or stores funds or credentials — no database at all.

Why this exists

Indonesian payment rails — GoPay, QRIS, VA transfers, Alfamart cash codes — are built for humans clicking through web pages. An AI agent has no agent-ready API for "let my Indonesian customer pay". This MCP server translates that flow into tools an agent can call.

Quick start

MCP endpoint: https://mcp-id.wishpool.app/mcp (Streamable HTTP, stateless JSON-RPC)

Add the server URL in any remote-MCP client (Claude Desktop / Claude Code / Cursor…), then send your Midtrans key as a header on each request:

Header	Value
`x-midtrans-server-key`	Your Midtrans server key. `SB-Mid-server-...` = sandbox (no real money, free from dashboard.midtrans.com); `Mid-server-...` = production. Mode auto-detected from the `SB-` prefix; optional `x-midtrans-mode` header overrides.

No public demo key exists for Midtrans, so bring your own — a sandbox key takes a minute to get and never moves real money (test payments complete via simulator.sandbox.midtrans.com).

Tools

Tool	What it does
`create_payment_link`	Create an IDR hosted-checkout link (gopay / qris / shopeepay / dana / credit_card / bca_va / bni_va / bri_va / permata_va / echannel / alfamart / indomaret). Returns the Snap URL.
`query_payment_status`	Check status by order_id: `paid=true` on `settlement` (or `capture` + fraud `accept`).

Develop

node test/serve.js      # local server (http://localhost:3214/mcp)
node test/e2e.js        # protocol + validation suite (probes real Midtrans auth errors)

Zero runtime dependencies; Node ≥ 18.

English summary

Remote MCP server for Indonesia payments: GoPay, QRIS, ShopeePay, DANA, credit card, bank virtual accounts, Alfamart/Indomaret — via Midtrans Snap's hosted checkout. Bring-your-own credentials (x-midtrans-server-key), stateless, never touches funds, MIT-licensed, zero dependencies. Endpoint: https://mcp-id.wishpool.app/mcp.

Part of a family: Taiwan (ECPay 綠界 / NewebPay 藍新 + e-invoices) · Japan (KOMOJU — konbini / PayPay) · Korea (Toss Payments — cards / KakaoPay·NaverPay) · India (Razorpay Payment Links — UPI / cards).

Indonesia Payments (Midtrans Snap — GoPay / QRIS / Alfamart / bank VA)