Philippines Payments MCP — let AI agents accept GCash & card payments in the Philippines

Use it in 60 seconds

Paste this into your MCP client config (Claude Desktop, Cursor, Windsurf, or any MCP-capable agent):

{
  "mcpServers": {
    "philippines-payments": {
      "type": "http",
      "url": "https://mcp-ph.wishpool.app/mcp"
    }
  }
}

Nothing to install. Credentials, when you need them, travel as HTTP headers on each request and are never stored — see the threat model.

Or run it yourself

Would you rather not send production credentials to a server you do not control? Deploy this identical code to your own account and point your agent at your own URL:

git clone https://github.com/junter1989k-ai/philippines-payments-mcp && cd philippines-payments-mcp && npx vercel --prod

MIT-licensed. Self-hosting removes us from the picture entirely, at no cost and with no loss of function.

Live · MCP endpoint: https://mcp-ph.wishpool.app/mcp · Listed on the official MCP Registry as app.wishpool/philippines-payments-mcp · Part of a 7-country family: Taiwan · Japan · Korea · Indonesia · India · Brazil

A remote MCP server that lets any AI agent (Claude, ChatGPT, Cursor…) accept payments in the Philippines:

📱 GCash / Maya (PayMaya) / GrabPay — the wallets the Philippines actually uses
💳 Credit & debit cards / online banking
🔍 Payment status check — pull-based, no webhook needed; no confirm step

v0.1 routes through PayMongo Links, a leading Filipino payment gateway with hosted checkout. The provider registry is built for aggregation.

⚖️ Stateless translation layer: funds always flow buyer → PayMongo → merchant directly. This server never holds, moves, or stores funds or credentials — no database at all.

Quick start

MCP endpoint: https://mcp-ph.wishpool.app/mcp (Streamable HTTP, stateless JSON-RPC)

Header	Value
`x-paymongo-secret-key`	Your PayMongo secret key. `sk_test_...` = test mode (no real money, free from dashboard.paymongo.com); `sk_live_...` = production.

Tools

Tool	What it does
`create_payment_link`	Create a PHP payment link (pesos, min ₱20). Returns hosted checkout URL + `session_id`.
`query_payment_status`	Check by `session_id`: ACTIVE / PAID / EXPIRED.
`refund_payment`	Refund a paid payment (Xendit provider only). Full or partial (PHP).
`create_subscription_link`	Create a recurring PHP subscription link (Xendit hosted Payment Sessions). Buyer authorizes once; charged per period. Not supported on PayMongo (no first-time hosted authorization link).
`query_subscription`	Check a subscription by `subscription_id` (session `ps-…` or plan `repl_…`): ACTIVE / COMPLETED / EXPIRED / CANCELED.
`cancel_subscription`	Deactivate a subscription by `recurring_plan_id` (`repl_…`); stops all future cycles immediately.

Develop

node test/serve.js      # local server (http://localhost:3217/mcp)
node test/e2e.js        # protocol + validation suite (probes real PayMongo auth errors)

Zero runtime dependencies; Node ≥ 18. MIT license.

Philippines Payments (PayMongo — GCash / Maya / cards)