PolicyVault

Non-custodial delegated-spending vaults on Kaspa L1 — for people and AI agents.

PolicyVault lets a vault owner hand a spending key to an agent — an employee, a service, a bot, or an AI agent — without handing over control of the funds. The spending policy is enforced by Kaspa L1 consensus through a covenant: even an agent who bypasses this entire application and talks directly to a Kaspa node cannot exceed the owner's policy.

The authority model, stated once and everywhere enforced:

AI MAY REQUEST. POLICYVAULT DETERMINISTICALLY DECIDES. THE COVENANT ENFORCES. SIGNERS RETAIN CUSTODY.

Production status (honest labels)

Surface	Status
Web / Agent platform	PRODUCTION — LIVE at https://app.policy-vault.org (hosted deployment of this source; you can also fully self-host)
Current production source	PUBLIC — this repository (buildId `1c02162`; exact identity chain in `PUBLIC_RELEASE_MANIFEST.md`)
v0.5 token-controller covenant (byte-frozen) + least-privilege discovery / console correctives + MCP 1.4.2 (v1.5.0)	LIVE — production runtime successor `fullscale-rc8` (buildId `1c02162`) deployed and automated-accepted on 2026-09-02: principal-scoped capability discovery, no dev-signer probe on production, zero privileged reads while signed out, opt-in wallet diagnostics; `policyvault-mcp@1.4.2` advertises only the tools a credential's scopes cover (server-side enforcement unchanged). The v0.5 TOKEN CONTROLLER covenant (`contracts/PolicyVault.v0.5.sil`, sha256 `c693aeff…`) ships as SOURCE — COVENANT-BYTE-FROZEN, VM-verified with production bytes and testnet-verified with one live lifecycle; NOT production (no v0.5 surface, no mainnet v0.5 vault). Illustrated onboarding walkthrough (presentation only). See CHANGELOG
Distribution: MCP registry, agent examples, self-hosting (v1.4.0)	Source/distribution release — NO runtime change (production keeps buildId `6c3177f`): the MCP server is npm/registry-packaged (`policyvault-mcp`, `io.github.zapsoblige-hash/policyvault`), thin OpenAI-Agents-SDK/LangChain/CrewAI wiring examples ship in `examples/agents/`, and one-command self-hosting ships in `deploy/selfhost.sh` + `docs/selfhost-quickstart.md`; see CHANGELOG
Bearer wallet-sessions + native mobile transport (v1.3.0)	LIVE: opt-in bearer wallet-session authentication for non-browser clients (authentication only — never signing authority or custody; cookie web auth unchanged), plus the native Android transport (explicit CapacitorHttp at the platform seam; no CORS widening, web client stays strict same-origin). The full bearer lifecycle was proven from the real packaged Android runtime against live production; see CHANGELOG
Responsive client + quiet signed-out UX (v1.2.0)	Faster signed-in navigation (retained state, parallel reads, truthful progress states — pending is never success) and no spurious signed-out error toasts; see CHANGELOG
Network-identity banner fix (v1.1.1)	The web client's network banner now derives from the server's node-verified `/network/status` and FAILS CLOSED to an explicit UNKNOWN state — never a stale or assumed network; see CHANGELOG
In-app documentation discovery (v1.1.0)	Docs link + contextual help in the web client, deep-linking to https://docs.policy-vault.org — presentation-only successor; see CHANGELOG
External-approver discovery fix (2026-08-27)	DEPLOYED + AUTOMATED-ACCEPTED (fail-closed availability defect, no funds/authority/privacy exposure; see CHANGELOG "Fixed". Acceptance was automated; no human acceptance test is claimed)
Covenant protocol v0.4.1	Mainnet-operational (real mainnet lifecycle evidence; see SECURITY.md for exactly what is proven and how)
Covenant protocol v0.5 (token controller)	COVENANT-BYTE-FROZEN (2026-09-02): VM-verified on the real engine with production bytes and testnet-verified (live testnet-10 lifecycle, consensus-rejected negatives); not production — no server/API/web surface, no mainnet instance; see `docs/postlaunch/v0.5-covenant-byte-freeze.md`
Python client, MCP server, x402/AP2 adapters, platform agent API	Shipped; covered by the automated conformance/integration suites in this repository
Native mobile (iOS/Android)	DEVELOPMENT — NOT YET PRODUCTION-CAPABLE. The Android app (full Capacitor project in `mobile/`, incl. the native production transport and bearer sign-in) has been validated on a real emulator against live production — reads, full bearer auth lifecycle, fail-closed negatives — but production signing, store packaging, and camera/QR capture remain pending; do not build custody workflows on it yet
External professional security audit	Has NOT occurred. Planned. Nothing in this repository claims otherwise

What the covenant enforces (consensus, not software)

Owner-controlled vaults — create, manage, pause, recover, close.
Delegated spending — up to 10 independent agents per vault, each with its own policy, spending real KAS within owner-defined limits.
Per-transaction caps and cumulative periodic budgets (DAA-score-based accounting verified by consensus).
Recipient allowlists — Merkle-committed; an agent can pay only owner-approved recipients.
M-of-N approvals above an owner-set threshold.
Covenant-controlled fee reserve — agents need no gas wallet; network fees come from a reserve the covenant accounts for exactly.
Break-glass owner pause and terminal recovery — never gated by any hosted workflow.

What the platform adds ABOVE the covenant (hosted coordination, not authority)

Intent manifests + independent browser verification — before any signature, the browser re-derives what the transaction does from the exact bytes to be signed and refuses on any mismatch (web/verify-intent.js, docs/postlaunch/intent-manifest-spec.md, docs/postlaunch/browser-verification.md).
Governance — proposal/approval ceremony (Schnorr-verified, domain-separated) for authority-expanding policy changes (docs/postlaunch/governance-spec.md).
Risk pipeline — restrictive-only configurable review/deny adapters (docs/postlaunch/risk-adapter-spec.md).
Budget reservations, hash-chained audit, webhooks/notifications, machine identities + scoped capabilities, idempotency, dry-run simulation (docs/postlaunch/*).
Universal Signer Interface with KasWare mapping and an offline CLI signer reference (docs/postlaunch/signer-interface-spec.md, signer-kasware-mapping.md, signer-cli-reference.md).
Agent surfaces: REST platform API, MCP server, Python client, x402 + AP2 payment-protocol adapters — all thin consumers of one deterministic core; none holds independent financial authority.

None of this hosted machinery can move funds: every funds-moving signature is made by the owner's or agent's own wallet over frozen bytes, and Kaspa consensus checks the covenant regardless of what any server says.

Repository map

Path	What it is
`contracts/`	The covenant sources (v0.1…v0.4.1), regenerable byte-identically (`tools/gen_v4_1.js`)
`core/`	Portable deterministic core: model, intent manifests, explanations, governance, risk, signer, cross-runtime equivalence
`sdk/`	The Node SDK: builders, freeze/sign/finalize, VM preflight, submission + chain proof, reconciliation, stores (JSON + PostgreSQL)
`server/`	Hosted runtime: API, auth/tenancy/request protection, governance/risk enforcement, audit chain, webhooks, notifications, migrations 001–009
`web/`	Browser client + browser-local independent verification (`verify-intent.js`, `core-bundle.js`)
`mcp/`, `python/`, `integrations/`	MCP server, Python client, x402 + AP2 adapters
`conformance/`	One matrix driving JS + Python + MCP + x402 + AP2 through identical scenarios (cross-path byte equivalence)
`security/`	Internal adversarial (hostile-AI) test suites over the agent-facing boundaries
`mobile/`	Native mobile app (Capacitor Android project + portable web payload, native production transport, bearer sign-in) — DEVELOPMENT status (see above)
`tests/vm/`	Real Kaspa VM covenant verification workspace (Rust; TxScriptEngine)
`deploy/`	Container build + staging/production compose examples + env templates
`docs/`	Protocol specs, architecture, threat model, invariants, hosted design, per-surface specs

Quick start (self-hosted, testnet-10)

# prerequisites: Node 20.x; a local Kaspa testnet-10 node with --utxoindex
#   (rusty-kaspa; JSON wRPC on ws://127.0.0.1:18210)
cd sdk && npm ci && npm test          # the SDK suite (serialized)
cd ../server && node src/server.js    # self-hosted mode, JSON persistence
# open http://127.0.0.1:3080 — connect a testnet KasWare wallet

Full instructions, including PostgreSQL-backed hosted mode, container builds, covenant regeneration + byte-identity verification, and the VM suite: docs/deployment.md, docs/hosted-deployment.md, docs/test-plan.md. The VM workspace expects sibling checkouts of the public silverscript and rusty-kaspa projects (see tests/vm/ and tools/stage-vendor.sh).

Product policy (permanent)

Free forever, including commercial use — no subscriptions, no transaction fees, no paid security, no usage caps. No patents on the protocol or its mechanisms. Apache-2.0. Voluntary support only — KAS donations: kaspa:qyppakv5y7kmeynffldl9zshwgkjrl3fy9jjj8wf24v7f64v0gnuragz7ehdqhn (public receiving address; nothing in this software ever asks for or handles donation-wallet keys). Details: docs/product-policy.md.

Security

Read SECURITY.md for the security model, the exact claim → enforcement → test → evidence discipline, what is PROVEN versus DESIGN TARGET, and how to report vulnerabilities.